Jobs Interview Question

There are several classes of job interview questions:


1. Skills based questions
These job interview questions are related to specific job skills outlined in essential criteria. Candidates are asked to give examples of their work, or outline their duties and performance in key roles.

2. Knowledge based questions Many jobs have a required knowledge base. Interview questions are used to find out the depth of knowledge, and to check and confirm candidates have the essential information required to do the work involved.

3. Technical questions These are a different type of knowledge based job interview questions, and they relate to the technical issues of the position. In some job interviews, a person on the interview panel is appointed to ask these questions, and give expert evaluation of answers to the panel.

4.Problem solving questions • The problem solving job interview questions are now standard practice. Problem solving questions are used to define skill levels and the ability to deal with difficulties. • Experience related questions This is a range of job interview questions designed to test prior experience across the range of job skills contained in the position. They include additional questions to clarify the scope of candidates? experience. They also deal with issues related to the job, particularly where levels of experience relate directly to the complexity of the work.

5.Interpersonal skills questions These are job interview questions which explore workplace relationships, team roles, leadership, and other personal characteristics of candidates. Questions can range from dealing with stress to contributing to a team.

6.Assessing job interview questions Interview assessments use the merit principle to decide successful applicants based on their answers to the job interview questions. A panel discussion and consensus, or a formal evaluation process using an 'evaluation grid', (a step by step analysis of answers) is conducted.

7.The selection process Interviewers select the candidate who meets all job criteria to an acceptable standard. The panel then makes a recommendation for appointment to management.

Welcome to Kerja Kosong Online 2016

Daily Job Vacancies UPDATE!!!.


Showing posts with label seluruh malaysia. Show all posts
Showing posts with label seluruh malaysia. Show all posts

KERJA KOSONG KPM 2014

Written By Admin on Saturday, January 25, 2014 | 10:19 AM

data:image/jpeg;base64,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
  1. Penolong Pengarah DG41
  2. Penolong Pengarah DG44
  • (a) Penolong Pengarah (Penerbitan)
  • (b) Penolong Pengarah (Skim Pinjaman Buku Teks)
  • (c) Penolong Pengarah (Dasar dan Perolehan)
  • (d) Penolong Pengarah (Teknikal Penerbitan)
  • (e) Penolong Pengarah (Penyelidikan)

CLICK HERE FOR MORE DETAILS AND APPLY ONLINE

Closing Date : 27/01/2014
10:19 AM | 0 comments | Read More

KERJA KOSONG ATM 2014

Jawatan Kosong ATM Januari 2014

Angkatan Tentera Malaysia (ATM) mempelawa warganegara Malaysia lepasan Ijazah yang berkelayakan untuk berkhidmat sebagai pegawai dalam Perkhidmatan Tentera Darat Malaysia (TDM), Tentera Laut Diraja Malaysia (TLDM) dan Tentera Udara Diraja Malaysia (TUDM). Calon-calon yang berjaya terpilih akan dilantik sebagai Pegawai Kadet Graduan untuk menjalani latihan Pegawai Kadet di Kolej Tentera Darat (KTD), Kolej Tentera Laut, Kapal Diraja Sultan Idris I (KDSI I) TLDM dan Kolej Tentera Udara (KTU). ATM amat menghargai kesunguhan calon-calon yang berminat untuk menyertai sebagai Pegawai yang mempunyai semangat juang yang tinggi, berdedikasi serta sanggup berkorban demi mempertahankan tanahair tercinta.

Jantina
Lelaki – TDM, TLDM dan TUDM
Wanita – TLDM dan TUDM.

Umur. Tidak melebihi 30 tahun pada 31 Disember 2014.

Taraf Kesihatan. Calon-calon mesti lulus pemeriksaan kesihatan yang dijalankan oleh Pegawai Perubatan ATM. Tahap Penglihatan ialah 6/6 tanpa kaca mata dan kanta lekap serta memenuhi taraf Darjah Kesihatan Tubuh (DKT) – Forward Everywhere (FE).

Maklumat lanjut dan permohonan jawatan sila layari http://www.Jobsmalaysia.gov.my
MORE INFO FRESH GRADUATE JOBS

MORE INFO EXECUTIVE LEVEL JOBS
10:17 AM | 0 comments | Read More

KERJA KOSONG MAXIS 2014

Job Vacancy At MAXIS February 2014
Maxis views Corporate Responsibility (CR) is an integral part of our overall corporate mission to be Malaysia’s premier integrated communications service provider. Our focus is on making a positive impact, harnessing leading-edge technology and innovation to create value for the economy, society and environment in which we operate.

Job Vacancy At MAXIS February 2014

1. Senior Executive, Opex and Receivable Accounting
2. Assistant Manager, Finance Planning and Reporting
3. Assistant Manager, Finance Treasury
4. Account Manager
5. Channel Manager
6. Area Executive- Ipoh
7. Business Analyst
8. Executive of Maxis Centre (Sandakan)
9. Head Of Region- Negeri Sembilan & Melaka
10. Network Project Manager
11. Area Executive- JB
12. Territory Manager-Negeri Sembilan
13. Operations Executive
14. Business Operations Executive
15. Customer Care Consultant (Sandakan)
16. IT Principle Engineer, Tools and Performance Management
17. Area Executive-Executive Channel(Negeri Sembilan & Melaka)

Closing date 24 Jan – 19 Feb 2014

Vacancies details & Application
10:14 AM | 0 comments | Read More

KERJA KOSONG SPA 2014 - 753 KEKOSONGAN

spa8

Job Vacancies at Suruhanjaya Perkhidmatan Awam (SPA) :

1. Pegawai Imigresen Gred KP17 – 322 vacancies
2. Pembantu Perangkaan Gred E17 – 21 vacancies
3. Latihan Separa Perubatan (Jururawat, Pembantu Pembedahan Pergigian, Pembantu Kesihatan Awam di Kementerian Kesihatan Malaysia) – 410 vacancies

Closing date : 02 February 2014

For more detail and how to apply click here
10:13 AM | 0 comments | Read More

KERJA KOSONG PERODUA 2014


Jawatan Kosong di Perusahaan Otomobil Kedua (PERODUA)

1. Executive: Network and Dealers Development Department
2. Executive : Accessories Div & Projects Department
3. Admin Executive / Customer Relations Executive
4. Executive : After Sales Planning & Projects Departmen
5. Executive : Technical Service Department
6. Service Operations Executive
7. Executive : Corporate & Government Sales Department
8. Admin Executive : Corporate & Government Sales Department
9. Assistant Manager : Product Strategy Department
10. Assistant Manager : Customer Relations Management Department
11. Assistant Manager : Marketing Services Department
12. Executive : Customer Relations Management Department
13. Executive : Marketing Services Department
14. Perantis Mekanik / Mekanik
15. Mekanik / Pembantu Mekanik / Perantis Mekanik
16. Perantis Pengetuk Badan Kenderaan / Penyembur Cat Kenderaan
17. Perantis Penasihat Servis Pusat-pusat servis di Malaysia
18. Admin Assistant
19. Technician
20. Executive IT

CLICK HERE FOR JOB APPLICATION AND HOW TO APPLY
10:12 AM | 0 comments | Read More

KERJA KOSONG BIMB 2014

Jawatan Kosong BIMB Ogos 2013
A career with Bank Islam Malaysia Berhad is not only an opportunity to work with the Banking industry but also with an organisation that is totally committed to develop the country’s Islamic Banking, as one of the most advanced Islamic Banking system in the world.
Jawatan kosong terkini di Bank Islam Malaysia Berhad. Permohonan adalah dipelawa daripada warganegara Malaysia yang berkelayakan untuk mengisi kekosongan jawatan kosong di Bank Islam Malaysia Berhad sebagai :-

Available Vacancy
 

No. Position* Department / Branch Location Closing Date
1. Assistant Manager Branch Audit, Internal Audit Division Head Office, Kuala Lumpur 31 January 2014
2. Relationship Manager Commercial Banking Head Office, Kuala Lumpur 31 January 2014
3. Relationship Manager Commercial Banking Johor 31 January 2014
4. Relationship Manager Commercial Banking Kota Bharu, Kelantan 31 January 2014
5. Relationship Manager Commercial Banking Sarawak 31 January 2014
6. Product Manager / Senior Manager Cash Management Head Office, Kuala Lumpur 31 January 2014
7. Assistant General Manager Branch Supervision & Support Head Office, Kuala Lumpur 31 January 2014
8. Assistant General Manager Customer Service Head Office, Kuala Lumpur 31 January 2014
9. Assistant General Manager Human Resources Head Office, Kuala Lumpur 31 January 2014
10. Assistant General Manager Transaction Services Head Office, Kuala Lumpur 31 January 2014
11. Senior Manager Commercial Banking Head Office, Kuala Lumpur 31 January 2014
12. Senior Manager Training Head Office, Kuala Lumpur 31 January 2014
13. Manager Corporate Banking Head Office, Kuala Lumpur 31 January 2014
* Click Job above for details.
If you do not find any suitable positions in our current vacancy postings but would like to be considered for future openings, please email your application, along with a detailed resume stating your qualifications, work experience, current and expected salary to career@bankislam.com.my.
 
Please indicate the position at the email subject.

MORE INFO FRESH GRADUATE JOBS 

MORE INFO EXECUTIVE LEVEL JOBS
10:11 AM | 0 comments | Read More

KERJA KOSONG JABATAN PERANGKAAN 2014


Jawatan Kosong Jabatan Perangkaan Malaysia

Permohonan adalah dipelawa daripada Warganegara Malaysia yang berkelayakan dan berumur tidak kurang daripada 18 tahun pada tarikh tutup iklan untuk mengisi kekosongan jawatan-jawatan berikut Jabatan Perangkaan Malaysia.
1. Pembantu Perangkaan E17

Tarikh tutup permohonan pada 16 Mac 2014

Cara Memohon
Permohonan hendaklah dibuat menerusi laman jobsmalaysia, sila ikuti arahan dan panduan seperti dibawah.
1. Sila kelaman jobsmalaysia, sila klik disini
2. Sila ke Carian Segera dan pilih Cari Majikan serta masukkan keyword: jabatan perangkaan malaysia (dan Search).
3. Sila pilh/klik pada

Majikan: JABATAN PERANGKAAN MALAYSIA KAJANG
JABATAN PERANGKAAN MALAYSIA KAJANG, HULU LANGAT, SELANGOR. SEKTOR: PERKHIDMATAN HAL EHWAL KOMUNITI DAN SOSIAL LAIN
10:07 AM | 0 comments | Read More

KERJA KOSONG SKMM 2014

Written By Admin on Wednesday, October 16, 2013 | 1:03 PM




In order to assist the Commission in realizing its objectives, we invite qualified individuals to join us in the following position:-
Jawatan Kosong 2013 di Suruhanjaya Komunikasi Dan Multimedia Malaysia SKMM adalah seperti berikut :

Suruhanjaya Kumunikasi dan Multimedia Malaysia (SKMM) mempelawa individu warganegara Malaysia yang berkelayakan untuk mengisi kekosongan jawatan sebagai :-



1. Enforcement & Investigation Officers / Technical Specialists
2. Senior Executives / Executives / Engineers / Technical Specialists

Maklumat iklan jawatan dan permohonan secara online sila klik disini

  Tarikh tutup permohonan pada 21 Oktober 2013
1:03 PM | 0 comments | Read More

KERJA KOSONG PUBLIC BANK 2014







  1. Management Trainees

  2. Information Systems Auditor 

  3. Trainers 

  4. Many more

MUAT TURUN SYARAT LANTIKAN DAN BORANG PERMOHONAN
1:02 PM | 0 comments | Read More

KERJA KOSONG BANK ISLAM MALAYSIA 2014

Job Vacancies At Bank Islam June 2013
Bank Islam Malaysia Berhad aims to play a meaningful role in fostering economic development and social progress in Malaysia. Employing over 4,000 people, Bank Islam hopes to contribute in the development of knowledge and expertise in Islamic banking and finance in Malaysia.

Available Vacancy

1. Branch Manager
2. Customer Service Officers & Operations Officers
3. Clerk/Teller
4. Business Financial Executive

More info click here
1:02 PM | 0 comments | Read More

KERJA KOSONG MAYBANK 2014

Maybank was incorporated on 31 May 1960 and commenced operations on 12 September 1960. On 17 February 1962, the bank was listed on the Kuala Lumpur Stock Exchange (now known as Bursa Malaysia). Today, it is the largest financial services group in Malaysia. Its extensive products and services include commercial banking, investment banking, Islamic banking, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee services, venture capital and Internet banking. We recognise that the single most important force in our organisation are our employees. Thanks to them, Maybank has now grown from domestic leadership to a strong regional presence. As we expand our already vast international network, we rely more than ever on the talent and energy of our employees. As part of our expansion plan, we invite ambitious, open-minded and driven individuals to fill the following position:

1. Business Relationship Executive (Sales), BRM-Community Financial Services & Islamic Banking, GHC
2. Sourcing Analyst, Strategic Procurement
3. Customer Relationship Executive – Northern
4. Customer Relationship Executive – Sarawak
5. Customer Relationship Executive – Klang Valley
6. Outbound Telesales Executive
7. Executive, Business Development, Private Banking Business, High Networth Banking, CFS
8. Executive/Senior Executive, Transaction Banking Sales, MNC, Cash Management
9. Head, Central Demand Management, IT TRANSFORMATION.
10. Automobile Financing Executive
11. Role Title: Head, Business Account Management, IT TRANSFORMATION.
12. Business Analyst EDMS, IT TRANSFORMATION.
13. Assistant Vice President – CFS PMO, Programme Management, Corporate Development, CFS
14. Assistant Branch Manager, Sales & Marketing, Miri/Sibu Branch
15. Auditor (Executive/AVP), Insurance Audit
16. Senior Specialist, Business Intelligence, Shared Services Centre, GROUP HUMAN CAPITAL.
17. Manager, Investor Relations, Group Strategy Management, Group Finance Office
18. Executive, Operations, Retail Financing, Community Financial Services
19. Mortgage Consultant- Federal Territory
20. Mortgage Consultant – Selangor
21. Mortgage Consultant- Penang
22. Mortgage Consultant-Sarawak
23. Mortgage Consultant- Sabah
24. Mortgage Consultant – Perak
25. Mortgage Consultant- Johor
26. Maybank Islamic – Mortgage Consultant (Contract)
27. Secretary to Senior Management
28. Senior Executive/Executive, Information Demand Planning/Release Mgt, Enterprise Information Mgt
29. HRMS SAP System Administrator, Service Delivery Management, HR Shared Service Centre, GHC
30. Head, Operational Risk Reporting & Analytics, Operational Risk Management, Group Risk Management
31. Mortgage Consultant- Pahang
32. Executive, Credit Operations, Methods & Sytems, Group Strategy & Transformation
33. Executive, Banking Operations 1, Methods & Systems, Group Strategy & Transformation
34. Manager, Amex Telesales, Amex Sales, Cards Sales, Community Financial Services.
35. Executive, Finance & Business Operations, Cards, Wealth & Payments
36. Executive, SME & BB, Product Design & Management, Cards, Wealth & Payments
37. Executive, Consumer Deposit, Product Design & Management, Cards, Wealth & Payments
38. Executive, Product Development & Management – Single Premium, cards, Wealth & Payments
39. Executive, Product Development & Analytic, Product Innovation & Management, Cards, Wealth & Payments
40. Executive, Product Development, Asset Mgmt, Wholesale Banking, Product Mgmt, Maybank Islamic Berhad.
41. Executive, Strategic Alliance (Domestic/International), Trade Finance
42. Executive/Senior Executive, Product Development & Innovation, Supply Chain Financing
43. Executive/Senior Executive, Product Development & Innovation, Trade Finance
44. Assistant Manager, Operational Risk, Risk Management, Finance and Business Operations


KLIK SINI UNTUK IKLAN JAWATAN DAN CARA MEMOHON
1:01 PM | 0 comments | Read More

KERJA KOSONG AGROBANK 2014

Agrobank is an institution which provides holistic financial services and banking facilities. We give our utmost priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, loan facilities, insurance coverage and advisory services. Agrobank is a Government-linked-Company (GLC) under the Minister ofFinance Incorporated (MFI). The bank’s financing of the agricultural sector is driven by a policyset forth by the Ministry of Agriculture and Agro-based Industries. Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs.With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.

Jawatan Kosong di Agrobank :

1. Executive, Secretariat
2. Unit Head , Marketing & Sales Ar-Rahnu
3. Head, Leadership & Talent Management
4. Head, Human Resource Employee Relation
5. Manager, Provision
6. Assistant Manager, Human Resource Policy Review
7. Industry Specialist, Credit Risk Department
8. Executive, Shariah Risk, Operational Risk Department
9. Resident Trainer,HR Learning & Development (Sales & Services)
10. Executive, Business Analyst

DOWNLOAD THE REQUIREMENTS AND APPLICATION FORM 
1:00 PM | 0 comments | Read More

KERJA KOSONG PROTON 2014

PROTON is currently strengthening and expanding its organization. We believe our people are fundamental in achieving our aspirations to be the leading multi-national automotive group. PROTON is continuously enhancing efforts to grow our business internationally driving our competitive strengths to deliver customer needs. We are on the lookout for passionate, dedicated and innovative talents with
the right attitude to support our aspirations and together pushing boundaries to achieve greater success.
PROTON mempelawa individu warganegara Malaysia yang berkelayakan untuk memohon jawatan sebagai:-

1. Computer Aided Engineering (CAE Engineer) – Engineering Division
2. Executive Officer, Product & Data Management
3. Engineer – Stamping, Production Engineering
4. Homologation & Testing Engineer – Engineering Division
5. Senior Executive, Corporate Integrity / Security Services
6. Section Manager / Manager, Internal Communications and Events]
7. Manager, Organizational Development
8. Head of Human Resource
9. General Manager, Operations – Group Human Resources
10.Manager, Industrial Relations / Union Management
11.Senior Executive (Support) – Group Risk Management
12.Senior Executive (Technical) Group Risk Management
13.Senior Executive (Commercial) – Group Risk Management
14.Manager – Engineering Planning
15.Lead Engineer Material Lab – Engineering Division

Klik Disini Untuk Maklumat Lanjut
1:00 PM | 0 comments | Read More

KERJA KOSONG PENGURUSAN ASET AIR BERHAD 2014


PENGURUSAN ASET AIR BERHAD (PAAB) or Water Asset Management Company (WAMCO) was established on 5th May 2006 as a wholly owned company under the Minister of Finance Incorporated. PAAB forms part of the Federal Government’s efforts to restructure the water services industry in the country to achieve better efficiency and quality.

Job Vacancies at Pengurusan Aset Air Berhad (PAAB) :

1. IT Executive – Infrastructure Support
2. IT Executive

CLICK HERE FOR JOB APPLICATION AND HOW TO APPLY

Closing Date : 01 & 08/11/2013
12:59 PM | 0 comments | Read More

KERJA KOSONG FELDA GLOBAL 2014


Felda Global Ventures Holdings Berhad (Felda Global) spearheads the Felda Group’s business transformation into an integrated multinational corporation, focusing on the agri-business sector. It owns 88 active companies undertaking diverse activities such as multi-crop plantations, oils & fats, oleo chemicals, logistics and services. With operations including in the USA, Canada, China, Australia and the Middle East, Felda Global aims to extend its reach by undertaking investments, acquisitions and strategic collaborations across the upstream and downstream value chain.
In line with our business expansion, we would like to invite qualified and dynamic individuals to fill the following position at Delima Oil Products Sdn Bhd:
Felda Global Ventures Holdings Berhad (Felda Global) spearheads the Felda Group’s business transformation into an integrated multinational corporation, focusing on the agri-business sector. It leads 88 active companies undertaking diverse activities such as multi-crop plantations, oils & fats, oleochemicals, logistics and services. With operations including in the USA, Canada, China, Australia and the Middle East, Felda Global aims to extend its reach by undertaking investments, acquisitions and strategic collaborations across the upstream and downstream value chain.
In line with our business expansion, we would like to invite qualified and dynamic Malaysians to fill the following position :

p>Job Vacancies at Felda Global Ventures Holding Berhad :

1. Legal Executive
2. Electrical Engineer

CLICK HERE FOR JOB APPLICATION AND HOW TO APPLY

Closing Date : 25/10/2013 & 02/11/2013
12:58 PM | 0 comments | Read More

KERJA KOSONG UITM 2014

Universiti Teknologi MARA dengan ini mempelawa calon-calon Bumiputera Warganegara Malaysia yang berkelayakan dalam bidang-bidang yang berkaitan untuk mengisi kekosongan jawatan Kontrak di Kampus Shah Alam.

1. Juruteknik

Calon bagi lantikan memiliki kelayakan seperti berikut:-
- Warganegara Malaysia;
- Berumur tidak kurang dari 18 tahun pada tarikh tutup iklan jawatan;
- Sijil dalam bidang berkaitan yang diiktiraf oleh kerajaan daripada politeknik-politeknik tempatan atau kelayakan yang diiktiraf setaraf dengannya.(Gaji permulaan ialah pada RM1417.59);dan
- Lulus Bahasa Malaysia/Bahasa Melayu (termasuk lulus Ujian Lisan) pada peringkat Sijil Pelajaran Malaysia atau kelulusan yang diiktiraf setaraf dengannya oleh kerajaan.

Syarat lantikan secara terperinci berserta dengan maklumat lanjut berkenaan dengan jawatan-jawatan yang diiklankan boleh diperoleh dengan melayari laman sesawang UiTM di http://iapps.uitm.edu.my/epengambilanstaf/

Permohonan hendaklah dibuat dengan melayari laman sesawang UiTM di http://iapps.uitm.edu.my/epengambilanstaf/ dan membuat permohonan secara dalam talian (“ON-LINE”) sahaja dengan mengisikan maklumat yang diperlukan.

Tarikh tutup 26 Oktober 2013

Sebarang pertanyaan bolehlah merujuk kepada :

BAHAGIAN PENGURUSAN PERJAWATAN
JABATAN PENGURUSAN SUMBER MANUSIA
PEJABAT PENDAFTAR
UNIVERSITI TEKNOLOGI MARA
40450 SHAH ALAM
SELANGOR DARUL EHSAN
NO.TEL: (03) 5544 3082 / 3075 / 3089 / 3007 / 3076
(03) 5521 1028

EMAIL: perjawatan@salam.uitm.edu.my
12:58 PM | 0 comments | Read More

KERJA KOSONG SPAD 2014

Jawatan Kosong di Suruhanjaya Pengangkutan Awam Darat (SPAD)

Job Vacancies at Suruhanjaya Pengangkutan Awam Darat (SPAD) :

1. Rail Executive

CLICK HERE FOR JOB APPLICATION AND HOW TO APPLY

Closing Date : 07/11/2013
12:56 PM | 0 comments | Read More

KERJA KOSONG POS MALAYSIA 2014

Temuduga Terbuka Di POS MALAYSIA May 2013

1. Product Management Executive
2. Manager, Corporate Compliance
3. Associate II, Business Intelligence & Analytics Poslaju
4. Senior Executive, DM Reach
5. Assistant Vice President, Pos Edaran
6. Senior Manager, Maintenance
7. Senior Executive, Reporting
8. Senior Associate, Governance & Support Service

Maklumat iklan jawatan dan permohonan sila klik disini
12:53 PM | 0 comments | Read More

KERJA KOSONG SHELL 2014

Available vacancies at SHELL Malaysia
Position
1. Principal Processing Geophysicist
2. Head of Acquisition & Processing
3. Snr Operations Geophysicist
4. Principal QI Geophysicist
5. Process Safety Section Head
6. Trainee Operation Technician
7. Marine Technical Assistant
8. Operating Integrity Coach
9. Deputy of Pipeline integrity team lead
10. Technology Management and Deployment Lead
11. Geophysical Data Consultant
12. Technologist – Gas & Utilities
13. NGO & Stakeholder Relations Advisor
14. Project Quality Engineer
15. Senior Contracts Engineer
16. Senior Regional Geologist
17. Senior Production Geologist
18. Country Reserves Focal Point & HCM Lead
19. Disc Lead Prod Technology (FEPD)
20. Reservoir Engineer
21. Reservoir Engineering Consultant
22. Logistics Systems Specialist
23. Wells Position Upstream
24. Due Diligence Investigator
25. Key Account Manager – Government Sector
26. Office-based Account Manager – Government Sector

Closing date 31 October 2013

Maklumat lanjut dan permohonan klik sini
12:45 PM | 0 comments | Read More

KERJA KOSONG KEMENTERIAN KESIHATAN MALAYSIA 2014


Jawatan Kosong di Kementerian Kesihatan Malaysia (KKM) :

Jawatan Kosong di Kementerian Kesihatan Malaysia (KKM) :

1. Atendan Kesihatan Gred U3
2. Pekerja Awam Khas (Otokleb) Gred R3
3. Pekerja Awam Khas (Pemandu Motobot) Gred R3
4. Pemandu Kenderaan Gred R3
5. Pekerja Awam Gred R1
6. Pembantu Am Pejabat Gred N1

KLIK DI SINI UNTUK IKLAN JAWATAN

KLIK DI SINI UNTUK MEMOHON

Tarikh Tutup Permohonan : Terbuka Sepanjang Tahun

MORE INFO KERJA KOSONG ...  
12:44 PM | 0 comments | Read More

How Forex Brokers Work

Like any other business in the history of business, your broker’s raison d’etre, is to make as big a profit as possible. There are about as many ways to go about this as there are brokers. For those who are in it for the long haul, however, it is generally best to adopt a set of practices which are deemed fair by their clients: certain boundaries are set, and operating beyond them can cost a brokerage its reputation, and along with it its clients. Straying outside these boundaries, therefore, is not considered as being in line with the long term goals of the business. How strictly these boundaries are enforced, especially when there is little chance of clients ever even becoming aware of any transgression, again varies from business to business. For the sake of simplicity, in this article we assume that everyone in the business is squeaky clean, as if every client could peek into the broker’s back office at any time and dissect every trade. This is obviously not the case, and many brokers do take advantage of this opaqueness, but the details of that are best left for another discussion.

So without further ado, let’s get into the details of how forex brokers function. Somewhat removed from the top-tier interbank market, retail forex brokers are there to provide a service that would otherwise not be available, that is, giving an investor with a $10,000 bankroll the chance to speculate in the up-until-recently very exclusive forex market. There are generally considered to be 2 types of brokers providing access at the retail level: Electronic Communications Networks (ECNs) and Market Makers. ECNs are generally somewhat more exclusive, requiring larger deposits to get started, but are seen as providing more direct access to the interbank market. As we will see, there are certainly advantages to this, but some disadvantages as well. Market makers, on the other hand are more often than not, the counter party to their clients’ trades, creating somewhat of a conflict of interest, whereas ECNs profit from commission fees charged directly to the clients, regardless of the result of any trade, they are seen as being completely impartial – an ECN has no incentive for a client to lose money. In fact, one could argue that an ECN stands to profit more if a client is successful, meaning that s/he will stay around longer and they will be able to collect more commission fees from them. A market maker, on the other hand, being the counterparty to a client’s trade, makes money if the client loses money, providing an incentive for some shady practices, particularly in an unregulated market. The extent to which this happens varies among individual brokers. There are also some benefits to trading with a market maker (see our ECNs vs. Market Makers article) Some brokers also provide a service that doesn’t quite fit into either category – they route different orders differently, depending on complex algorithms, or on a dealing desk, that analyze each order and attempt to fill it in the way that will be most beneficial to the broker’s bottom line. They can offset some client orders against one another, effectively creating an in-house market, they can choose to be the counterparty to a client’s trade (trade “against” the client), or they can offset their position with a hedge through a higher-tier counterparty. Note that the market maker is mainly concerned with managing its net exposure, and NOT with any single individual’s trades. They are NOT gunning for your stop losses specifically, but may be gunning for clusters of stops.